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Salt Lake City Insurance Defense & Coverage Attorney

Larsen & Rico represents clients in litigation over insurance coverage and insurance disputes in Utah, New York, California, and across the United States. We defend insurance carriers and reinsurers against claims of wrongful denial of coverage, delayed payment, rescission or cancellation, and other bad faith and coverage disputes. For insurance customers, our lawyers enforce policyholder rights involving commercial insurance policies covering a wide spectrum of losses and liabilities.

Our Salt Lake City insurance defense & coverage attorneys are recognized for our ability to balance our duties to both policyholders and carriers, treating both with respect regardless of which side we represent in a given matter. We understand that insurance policies and the issues that arise with coverage are often extraordinarily complex, even for sophisticated businesses. We ensure that our insurance carrier clients can effectively defend their decisions and that our policyholder clients obtain the compensation they are entitled to receive.

Representing Insurance Carriers

On behalf of insurance carriers, Larsen & Rico routinely serves as coverage, monitoring and litigation counsel to insurance carriers across the country. With extensive trial experience and a deep understanding of policy issues, our direct representation in complex coverage and bad faith litigation is relied on in many actions, including:

  • Coverage opinions
  • Primary and excess coverage disputes
  • First-party bad faith litigation
  • Third-party bad faith litigation
  • Breach of insurance contracts
  • Fidelity and fiduciary bond issues
  • Errors & omissions (E&O) and directors & officers (D&O) liability matters
  • Other insurance carrier coverage litigation

Our sophistication regarding insurance coverage issues allows us to effectively handle the most complex coverage claims and defend against the extra-contractual and punitive damages that often accompany bad faith actions.

Representing Policyholders

Larsen & Rico also represents companies and businesses nationwide when coverage has been denied or is at issue in first–and third party bad faith claims. These claims typically involve lawsuits brought about because an insurer refuses to pay benefits to a policyholder, or because the insurance company fails to defend a suit or pay a claim brought against an insured. Our attorneys represent the insured across a full range of policy matters, including:

  • Commercial liability
  • General liability
  • Directors & officers
  • Errors & omissions
  • Life
  • Fire
  • Disability
  • Workers’ compensation
  • Environmental contamination
  • Construction liability
  • Real estate liability
  • Professional liability
  • Medical malpractice
  • Product defects

Our job is to bring you value by ensuring you get the coverage you paid for and leveling the playing field against insurance carriers in these cases.

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